Home Insurance covers your property in case of fire, theft, bad weather, and accidents. The level of coverage for homeowners insurance can depend on many factors including type of construction, age, deductibles and more.

  • Damage to House or Other Structures
  • Destruction of Personal Property
  • Living Expenses in the Event of Disaster
  • Personal Liability
  • Medical Expense
  • Flood Insurance
Home Insurance - Charlotte NC

Home Insurance Coverage Discounts

We can help your determine out how much coverage you need, comparing policies, and understanding all the terms of your policy.

Our agents will help you find the right coverage to meet your needs and budget.


You may lower home insurance premiums with

  • Security systems
  • Smoke alarms
  • Sprinkler systems
  • Safer building materials
Determining Your Coverage

Your coverage may depends upon the following

  • the type of home you live in
  • home value
  • the value of your personal property
  • whether or not you have a mortgage on your property
Pegram Insurance - Charlotte NC
Pegram Insurance
6824 Albemarle Rd Ste E
Charlotte NC 28212
Phone: (704) 536-1919
Hours: Monday-Friday 9:00am to 5:00pm