Pegram Insurance Agency

We make insurance easy in Charlotte and all of North Carolina!

North Carolina Insurance

We're an independent insurance agency, we work for you, not the insurance carriers.

Auto Insurance

We search multiple carriers to find the auto insurance that's right for you.

Home Insurance

When covering your home, apartment or condo; we'll find the best options for you.

Motorcycle Insurance

Cruise with confidence! We want to find the best plan for your riding style.

Business Auto

If you’re driving a vehicle for business, it’s important to have the right insurance.

Insurance Offerings

Deeply rooted in the East Charlotte community along the bustling Albemarle Road corridor, Pegram Insurance serves as a dedicated advocate for neighbors from Mint Hill to the heart of the Queen City. While many providers in the Charlotte market have shifted toward impersonal, high-volume models where policies are abruptly non-renewed for minor administrative changes or after a single claim, our agency prioritizes stability and local relationship. We believe that residents in our growing community deserve an insurance partner who views them as a neighbor rather than a data point, focusing on long-term coverage solutions that provide a steady foundation for your family’s security.

Transparency and administrative accuracy are the hallmarks of our service model, designed to prevent the billing errors and valuation frustrations common in today’s industry. Our team works to maintain a proactive communication protocol, striving to ensure that every quote and property estimate is based on precise, verified information from the very beginning. Rather than navigating a maze of unreturned calls or being left to guess about the status of a claim, our clients benefit from a professional environment where accountability and responsiveness are the standard. At Pegram Insurance, we are committed to providing a seamless experience rooted in the honest, straightforward advice that our Charlotte neighbors have come to rely on.

Hispanic family in need of cheap auto insurance quote

Charlotte & Surrounding Area

"I've been an insurance agent and lived in Charlotte for over 20 years. Understanding this area allows me to tailor our insurance products to the specific needs of our community. I know Mecklenburg County, Alexander, Anson, Cabarrus, Catawba, Iredell as well as Union Counties and can offer the best possible advice. Our goal is to provide valuable insight and advice to ensure you get the insurance policy that's right for your family or your business."

– Danny Pressly: Owner/Insurance Agent

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speeding motorcycle in need of off road motorcycle insurance

We Work For You!

We are dedicated independent insurance agents. We provide great customer service along insurance policies that can be customized depending on your needs. For further convenience to our valued policy holders, most of the insurance companies we provide offer 24-hour online payment, claims reporting, policy access, and policy adjustment capabilities.

Customer Reviews

We do the hard work so you don't have to!

We can help you find the best value on personal or business insurance. Contact us today and let us get to work for you!